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Free Professional Tool

Investment & Project Valuation Calculator

Property investment, business valuation, and construction project feasibility — three professional-grade calculators in one place, in your own currency. Free, instant, no sign-up.

R — South African Rand
$ — US Dollar
CA$ — Canadian Dollar
£ — British Pound
€ — Euro
Every calculation below works the same way in any currency — this only changes how numbers are displayed.

Model an acquire-renovate-hold (or sell) property deal: total cost, refinance capacity, cap rate, and cash-on-cash return.

Acquisition taxes/fees, legal fees, loan registration, inspections.
30%
Property tax/rates, insurance, maintenance reserve, vacancy allowance combined.
Refinance Assumptions
75%
11.5%
20 yrs
Total Project Cost
R 0
Fill in the fields above to see your numbers.

This is a planning tool using simplified assumptions (constant operating cost ratio, standard amortizing loan, no tax or acquisition-cost edge cases, which vary by country). It is not a formal valuation, loan pre-approval, or investment advice — verify all figures with a mortgage/bond originator, accountant, or property valuer before committing capital.

Discounted cash flow valuation for a business, venture, or capital project — Net Present Value, Internal Rate of Return, and payback period.

12%
0%
5 yrs
Optional — e.g. expected sale proceeds of the business at the end of the projection.
Net Present Value
R 0
Fill in the fields above to see your numbers.

This tool models a simplified constant-or-growing cash flow stream and solves IRR numerically. It does not replace a full financial model, tax analysis, or professional business valuation — use it for early-stage screening only.

Build a defensible tender price from direct cost upward, and check whether you can actually afford to carry the job's cash requirement — not just profit from it eventually.

8%
6%
10%
7% — Well-documented new build
15% — Renovation with unknowns
20% — High uncertainty / occupied site
Cash Requirement Check
10%
Tender / Bid Price
R 0
Fill in the fields above to see your numbers.

The peak cash requirement shown is a simplified estimate (total cost × retention %), assuming retention is only released after final payment — it is not a full month-by-month cash flow schedule. Build a detailed cash flow projection before committing to a real contract.

Check whether a build-from-scratch or major development project is worth pursuing before committing land, design, or construction cost.

12%
10 mo
Financing
12%
Total Development Cost
R 0
Fill in the fields above to see your numbers.

Carrying cost is estimated on an average half-drawn loan balance over the construction period — a standard planning approximation, not a lender's amortization schedule. Confirm actual draw-schedule financing costs with your lender.

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Plan your project properly

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